Eligibility:
1. Any three-wheeler vehicle legally registered in all over India is eligible for insurance coverage.
2. The vehicle owner must be 18 years or older and possess a valid driving license for three-wheelers.
Types of Three-Wheeler Insurance:
1. Third-party Liability Insurance: Mandatory by law, it covers financial liabilities arising from injuries or damage caused to third parties (people or property) due to accidents involving your three-wheeler.
2. Own Damage Insurance (OD): Optional but recommended, it covers repair or replacement costs for your three-wheeler itself in case of accidents, theft, fire, or natural disasters.
3. Package Policy: Combines third-party liability and OD coverage into a single policy, often at a discounted rate.
Required Documents:
1. Registration Certificate (RC) of the three-wheeler.
2. Driving License of the owner.
3. Proof of Address (Aadhaar card, voter ID, etc.).
4. Previous insurance policy documents (if renewing).
5. Additional documents might be requested by the insurer based on specific coverage options.